This user-friendly survey of applied mathematics prepares readers to deal with the finite mathematics and calculus they may encounter while working in business, economics, life sciences, or social sciences. The emphasis throughout is on computational skills, ideas, and problem solving—rather than on mathematical theory. It features numerous worked, annotated, step-by-step examples and an abundance of applications, problems, and exercises for practice. The use of graphing calculators and computers is addressed throughout and web references lead readers to sites where they will find sources of real data for applications, further discussion of applications, further examples of topics, etc. A Beginning Library of Elementary Functions. Additional Elementary Functions. Mathematics of Finance. Systems of Linear Equations; Matrices. Linear Inequalities and Linear Programming. Probability. Markov Chains. The Derivative. Graphing and Optimization. Additional Derivative Topics. Integration. Additional Integration Topics. Multivariable Calculus. Differential Equations. Probability and Calculus. Basic Algebra Review. Special Topics. For anyone needing a solid introduction to the mathematics used in business, economics, life science, and social sciences.